Loans during trial period – maximum months

Borrowing requires a long-term, regular income. This is not the case during the trial period because the employer can terminate the employment contract without giving a reason. Borrowing during the trial period is therefore difficult. The trial period in Germany is a maximum of six months.

Some companies shorten it to three months, but legal protection against dismissal only applies after a period of six months. A prerequisite for the agreement of a trial period is a new appointment, so that neither the transition from a fixed-term to a permanent employment relationship nor a change in the area of ​​responsibility justifies this.

Use existing credit lines

Use existing credit lines

The easiest way for consumers to use existing credit lines as loans during the trial period. In many cases, the agreement of a trial period is not based on starting work for the first time, but on changing to a new employer, so that a credit facility and a credit card already exist.

Both types of credit are more expensive than consumer loans and should be replaced by one immediately after the trial period. A call credit is cheaper, which a job changer ideally applies for while his old employment relationship is still in existence.

Other ways of borrowing during the trial period

Other ways of borrowing during the trial period

The date of employment shows the date of employment, but not the agreed trial period. However, banks generally assume a six-month trial period, especially since this period is subject to severely restricted protection against dismissal. In the case of instant loans, in order to simplify processing, there is sometimes no submission of a proof of salary, so that these loans are also suitable as loans during a trial period. Of course, the borrower may not truthfully claim to be in a secure employment relationship.

If not asked, he does not necessarily have to point out his probationary period, but he must be convinced that he can pay off the loan later. Therefore, loans are ideal during the trial period, in which the loan agreement provides for the express right to make later changes, so that the consumer compares not only the effective annual interest rate, but also the specific loan terms of several providers. A surety is also a safe way to borrow during the trial period.

It is legally possible to agree to the automatic expiry of the guarantee upon transition to permanent employment, but such limited guarantees are not offered by all banks. Also on the websites for credit brokerage between private individuals, an existing trial period does not necessarily count as a reason for rejecting a loan application.

Rather, private lenders decide under what conditions they grant loans, with the majority preferring applicants who otherwise find it difficult to obtain a loan. Consumers often overlook the fact that installment payments within the first six months of a new employment relationship are earmarked loans during the trial period. Since mail order companies only request proof of salary for large order amounts, installment payments are possible without restriction during the trial period.

Bank Loans

Online Bank Loan 60.000

Sure Card Bank grants unsecured bank loans ranging from USD 3,000 to USD 50,000. They grant a loan repayment period of 1-15 years.

Sure Card Bank is a bank that operates not only in Finland but also in Sweden, Germany and Norway. They operate under the control of the Swedish Financial Supervisory Authority.

Their loan can be applied for up to $ 50,000, so it suits a wide variety of financing needs. It can be used to finance, for example, home renovations, a car purchase or a vacation. It also handles loan consolidation conveniently.

Compete with them along with 30 other loan providers at our service for the best chance of getting a loan.

Sure Card Bank information in brief:


  • Unsecured bank loan 3000 – 50.000 euros
  • You can choose from 1 to 15 years as payment period
  • The service age limit is 23 years
  • Do not compete for an inexpensive consolidation loan or apply for another purpose
  • The loan is granted by a Nordic bank
  • Possibility to take out loan security insurance
  • You will always receive a personal loan offer
  • Fill out a free application and get a loan decision quickly
  • Example calculation : The actual annual interest rate is 18.74% for a loan of $ 10,000, a repayment period of five years, an account management fee of $ 5, an opening fee of $ 89 and an example rate of 15.9%. The amount to be reimbursed is then $ 15,000, or $ 250 per month.

Who can get a loan from Sure Card Bank?

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Once you meet at least the following conditions, Sure Card Bank will process your application. They will then make a final loan decision based on the information you provide.

  • The applicant must be at least 23 years old
  • No payment default entries
  • Finnish citizen
  • Regular salary or pension income (At least $ 16,000 / year)
  • Sufficient ability to pay
  • Personal Online Banking Numbers
  • Finnish bank account

If you want to find a loan at the lowest possible interest rate, you should always compete with as many loan providers as possible.

With our service, you can reach around 30 banks and lenders in a single application, giving you a comprehensive range of loan deals that you can easily compare.

You can request quotes before deciding whether to take out a loan or not. You can choose the offer you want.

How is the loan repaid?

How is the loan repaid?

Sure Card Bank offers a loan repayment term of 1 to 15 years. As payment plans may change, you should always check your personal loan offer details.

Always read the offer details and terms and conditions before signing any offers. Also, always calculate your solvency so you can repay your loan on time.

Never pay bills just in case you have trouble paying your monthly installments on time. In this case, it is a good idea to contact the loan provider’s customer service and agree with them on the future.

Usually a loan repayment is negotiated and thus the customer avoids unnecessary expenses due to non-payment of bills.