Fiona can help consumers find loans for debt consolidation, credit card refinancing, home improvement, wedding, relocation and more. You may be able to find unsecured loans, lines of credit, or secured loans from Fiona’s partners. Lenders may apply other restrictions on the loan. Other services available from Fiona include matching consumers with personalized credit card offers and high yield savings accounts.
Fiona can match consumers with pre-approved and pre-qualified loan offers from her network of providers. Users can submit a single application with Fiona and see loan offers in under a minute. Each lender has their own product offerings and credit requirements, but almost all credit scores can be matched, according to Fiona.
Fiona considers several factors when matching you with loan offers, including the annual percentage rate, how quickly you need the funds, and the terms of the loan. The entire process, from applying to receiving funds, is done electronically, without the need for paperwork. You can also use Plaid, a service that uses your bank account credentials to confirm your personal information and pre-fill most of Fiona’s personal information form. Loans can be financed in as little as one business day.
There is no cost to use Fiona. The application process with all of Fiona’s lenders is free, but you may have to pay an origination fee of between 1% and 6%. The origination fee will be deducted from the loan proceeds you receive and is included in the APR you see. Lenders may also charge other fees, including overdue payment fees. You should check directly with the lender to confirm terms, fees and conditions.
To be matched with personal loan lenders on Fiona, you need to fill out an online application. The application process is free and will not affect your credit score. Once you enter the information, including why you need the loan and how much you need to borrow, Fiona will provide you with a curated list of loan offers from Fiona’s network of lenders. You can look for loans of up to $ 250,000 through Fiona.
When you accept a loan offer, you will be redirected to the loan provider’s website to complete the loan. The rest of the application process is done directly with the lender, but Fiona will help pre-populate the application with the information provided in the initial application when it is possible to do so.
The minimum credit score to qualify for a loan depends on the lender, but Fiona says her network of over 30 lenders includes loans that are suitable for almost any credit score.
Fiona is a fully digital service that operates in all 50 states.
Fiona’s parent company, Even Financial, has received an A + rating from the Better Business Bureau. Trustpilot gives Fiona 4.4 out of 5 stars based on over 200 reviews, achieving an “excellent” rating.
Fiona’s customer service is available by phone at 800-614-7505, by email at [email protected], or by filling out the contact form on the company’s website. Fiona is committed to responding within 24-48 hours to confirm receipt of your request. They try to resolve all inquiries as soon as possible, but they may need to contact you for more information.
Fiona offers a range of online services. You can complete the personal loan process from applying to receiving funds online. You can also find lenders to refinance existing loans or search for high yield savings accounts.
Fiona also has a number of educational articles related to the financial services she offers. Topics discussed include loans, insurance, savings accounts, mortgages, credit cards, and credit scores.
- People who want an online loan experience.
- People who need a quick loan process.
- People who want to quickly compare a variety of loan offers.