Loans for single mothers | Options for Centrelink or bad credit

Are you struggling financially?

If you are having financial difficulties and would like to speak to someone for free financial advice, information and assistance, you can call the Financial Advisors Hotline on 1800 007 007 (open 9:30 am to 4:00 pm, Monday to Friday). If you are suffering from financial problems related to the coronavirus pandemic you may be entitled to additional support. Find out more here:

⚠️ Warning on loans

Do you really need a loan today? *

It can be expensive to borrow small amounts of money, and the loan may not solve your money problems.

Check your options before borrowing:

  • For information on other invoice and debt management options, call 1800 007 007 from anywhere in Australia to speak to a free, independent financial advisor
  • Talk to your electricity, gas, phone, or water provider to see if you can come up with a payment plan
  • If you have state benefits, ask if you can get an advance from Centrelink: Phone: 13 17 94

The government’s MoneySmart website shows you how small loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

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